CCTV News: The Ministry of Commerce and eight other departments issued a notice on the 2025 automobile trade-in work on the 17th, including fuel vehicles for the first year of the implementation of the National IV emission standards in the scope of old cars that can apply for scrapping and renewal subsidies. The subsidy standard is consistent with 2024. A subsidy of 20,000 yuan will be given to scrapped old cars for purchase of new energy passenger cars, and a subsidy of 15,000 yuan will be given to purchase fuel passenger cars with displacement of 2.0 liters or less.

Ministry of Commerce: In 2024, home appliances traded for the new will drive consumption of nearly 270 billion yuan.

The reporter learned from the Ministry of Commerce that in 2024, the central government will increase its support for the eight major categories of home appliances to achieve sales of more than 62 million units, directly driving consumption of nearly 270 billion yuan. At the same time, the old-for-new policy has driven the double growth in recycling and dismantling. In 2024, the recycling of waste household appliances increased by 14.83% year-on-year, and the number of standardized dismantling of waste household appliances increased by 20% year-on-year.

Two departments: Resolutely curb the illegal occupation of cultivated land in rural areas to build houses

The Ministry of Natural Resources and the Ministry of Agriculture and Rural Affairs recently issued a notice requiring all localities to resolutely rectify illegal occupation of illegal occupation and damage to cultivated land, strictly prevent disguised transactions and mergers of land, effectively prevent the resurgence of "green houses", and resolutely rectify all kinds of encroachment of cultivated land such as expropriation of black soil and building "characteristic towns".

The two departments stated that the new illegal occupation of cultivated land that violates the requirements of the "Eight Prohibitions" should be dealt with seriously in accordance with the law with a "zero tolerance", especially for malicious occupation of land and illegal sale, such as malicious occupation of land and building houses, should be severely punished. At the same time, we must strictly adhere to the bottom line and red line of the legal and policy for rural land use building, strictly prohibit illegally buying and selling homesteads and illegally engaged in cooperative housing construction, and strictly prohibit urban residents from going to rural areas to purchase homesteads and housing. It is not allowed to force withdraw from homesteads against the wishes of farmers in various names and force farmers to "go upstairs", and illegally reclaim homesteads that farmers have obtained legally, and withdrawing from homesteads is not allowed to be used as a condition for farmers to settle in the city.

In addition, the two departments stated that it is necessary to establish and improve a fault-tolerant and error correction mechanism. If the original construction land is mistakenly classified as cultivated land and the land use procedures have been completed and the projects that have been completed or under construction are not considered illegally occupied by land. Carry out rectification and re-rilling of illegal occupation of arable land, resolutely eliminate unrealistic tasks, time limits, forcibly cut down trees, destroy fruits, fill ponds, and false re-rilling, so as to leave a reasonable and necessary transition period for the grassroots, and promote it step by step. Strictly prevent simplicity and "one-size-fits-all" problems.

State Administration of Financial Supervision and Administration: The "Interim Measures for Supervision and Administration of Microfinance Companies" was issued

On the 17th, the State Administration of Financial Supervision issued the "Interim Measures for Supervision and Administration of Microfinance Companies" to strengthen supervision and management of microfinance companies and promote the stable operation and standardized development of the industry.

The Measures clearly stipulate that special account management is implemented for the lending funds of micro-loan companies. All lending funds must enter the special lending account, and all loan issuance and principal and interest recovery must be carried out through the special lending account.

The Measures stipulate that the balance of loans used for consumption by online micro-loan companies for single households shall not exceed 200,000 yuan, and the balance of loans used for production and operation by single households shall not exceed 10 million yuan.

For the collection issues with more public complaints, the Measures clearly state that micro-loan companies and their cooperative collection agencies shall not engage in the following six collection activities: (1) impersonating the collection in the name of administrative agencies, judicial agencies, etc.; (2) implementing collection by means of violence, threatening, insulting, slandering, intimidation, stalking, harassing, misleading, and deception; (3) Illegal possession and disposal of the borrower's property; (4) Disseminating the privacy of the borrower and the guarantor, and disclosing the identity, address, work unit, contact information, contact person and other relevant information of the borrower and the guarantor in violation of relevant regulations; (5) Collecting collection from other entities other than the units or individuals that are responsible for fulfilling their debt obligations; (6) Other acts of collecting loans by illegal or improper means.