CCTV News: Recently, the National Development and Reform Commission, the Ministry of Public Security, and the State Data Administration have announced the notice of comprehensively implementing the replacement of certificates of illegal and irregular records with special credit reports. "Credit Certificate" refers to the use of special credit reports formed in various fields of illegal and irregular information collected based on the credit information sharing platform, replacing the certificates of whether there are illegal and irregular records issued by multiple administrative agencies. Experts said that "credit agency" is not only an important measure for the construction of the social credit system, but also of great significance to improving the efficiency of administrative services and optimizing the business environment.

Experts pointed out that "credit certificate" can be used in matters such as administrative approval, bidding, corporate financing, and application of preferential policies. Due to the basis of my country's early credit data sharing and interconnection, the application scenarios are constantly enriched, and it is time to launch this measure now.

Shi Xinzhong, director of the Credit Legislation and Credit Assessment Research Center of Capital Normal University, said that the "credit certificate" notice jointly issued by the three departments is a high recognition of the early practices of multiple places and industries across the country in the past period of time. The implementation of this system is of great significance to the government's management and convenience for the people and enterprises, and is also the result of the construction of the country's public credit information platform in the previous period and the construction of the national credit information collection and sharing system. It is of great significance to the country's comprehensive implementation of various credit systems and credit concepts in the future.

"Credit Certificate" "reduces burden" for more market entities

It is understood that the applicable objects of "credit Certificate" include enterprises, individual industrial and commercial households, farmers' professional cooperatives and other types of business entities, and the introduction of measures will further facilitate enterprises and benefit the people.

Experts said that in the fields of administrative approval, bidding, corporate financing, etc., business entities need to go to multiple administrative departments to issue various certificates of records of whether there are any illegal or irregular records, which greatly affects the efficiency of enterprises. In order to solve these problems, some provinces have already relied on credit information platform websites to carry out special credit reports to replace illegal and irregular records through credit information sharing and system integration, realizing "one report replaces a stack of certificates", and also accumulating replicable and popularizable experience and practices for "credit certificates".

Shi Xinzhong said: "In the past, market entities required market entities to query separately from multiple departments. Now it is stipulated that first, if the market entities query, they can query in one department. In addition, if this authorized query mechanism is implemented, market entities do not need to query themselves. The user of the report will query themselves, which will avoid the burden of market entities providing reports."

The experts also pointed out that the notice proposed to encourage local governments to establish a credit commitment system, which is also an active exploration.

Shi Xinzhong said: "Encourage all localities to explore credit commitments, and in some areas that are not yet covered, various entities are encouraged to actively commit to illegal and irregular situations. If these commitments are found to be problematic, then in these areas, these areas will no longer implement 'credit certificate' for this subject in the future."

Focus on "credit certificate": promote "credit certificate" to accelerate innovation

In the next step, in terms of further improvement in "credit certificate"? Let's continue to look.

Experts told reporters that in the future, my country will accelerate the preparation of special credit reports and lists of certified matters and other national standards and specifications. At the same time, promote cross-regional mutual recognition and use of special credit reports, promote local governments to expand application scenarios in accordance with laws and regulations, actively expand the application areas of special credit reports, and achieve "replace as much as you should."

Shi Xinzhong said: "Next, according to the needs of the construction of the credit system, we should also collect and share the positive trustworthiness behaviors of each entity at the same time as an important reference for the credit status of relevant credit entities for government departments and other market entities."

Experts said that further improving the social credit system is of great significance to the construction of a unified large market in my country and to improve the business environment, and also provides basic support for high-quality economic and social development.

Shi Xinzhong said: "The credit mechanism is a judgment and analysis of a subject's credit behavior over a period of time, so this analysis and understanding of a subject is more comprehensive and accurate. In the future, more credit concepts and credit mechanisms may be used to improve national governance and social governance."